Question 51 in 100 Insurance Questions in 100 Days Video Series In New York State (like so many others) we face the distinct possibility of being sued. Whether it’s our business or us as people. there is never a shortage of people looking to make a buck (deserved or not). That is why your liability coverage is so critical. Take a look at this video to see why it’s so.
Question 49 in 100 Insurance Questions in 100 Days Video Series Uninsured motorist coverage is one of the least expensive portions of a New York auto insurance policy. It protects you from those driving around our state with very limited liability coverage and no money to go after, If you have not looked at your coverage in a while, now’s a good time. If you’re not sure about this valuable protection, watch this brief video!
Question 47 in 100 Insurance Questions in 100 Days Video Series Your New York insured vehicle is YOUR New York insured vehicle. You have the full flexibility to have your car fixed at any licensed repair facility of your choosing. Watch this short video to learn more.
Question 46 in 100 Insurance Questions in 100 Days Video Series If you’ve ever financed a vehicle and suffered a total loss early on in the loan, you might have been upside down. Okay not literally, but you might have had no car, and $3,000 bill left to pay to the bank. Insurance carriers do not base their decisions upon the balance we owe to the bank, but rather the vehicle’s current market value. Gap insurance will assist in this area. Watch the video to see more.
Question 44 in 100 Insurance Questions in 100 Days Video Series In New York you might have percentage deductible or a flat dollar amount. You might also have one deductible amount for one type of loss and a completely different one for another type. Watch this brief video for more information.
Question 43 in 100 Insurance Questions in 100 Days Video Series It is never fun to realize the car was left unlocked with many expensive items in plain sight. The iPad, iPhone, Android, golf clubs, daughter’s tuba, or all of those hard to replace CDs are in the arms of another. You look over your New York auto policy only to find that you are out of luck. There still might be hope…watch this short video to see what I mean!
Question 42 in 100 Insurance Questions in 100 Days Video Series The place to see what you are actually covered for exists on your declarations page. This is where you find out how much protection you have (or don’t have) for liability, property damage, physical damage, medical payments, and so much more. Your New York insurance policy hinges on the information displayed on these pages. If you don’t see a charge for something you hoped would be covered, it probably isn’t.
Question 35 in 100 Insurance Questions in 100 Days Video Series Rental car reimbursement on a New York auto insurance policy is an important piece of coverage. Do you know if it comes standard or if it needs to be added? Watch this short video to make sure you’re not hitching a ride to work after a fender bender…
Question 33 in 100 Insurance Questions in 100 Days Video Series In New York State, motorists and homeowners continue to find themselves in the middle of liability suits. The numbers of frivolous lawsuits continue to pile-up causing more and more New Yorkers to have to find counsel to defend themselves. We’re missing time from work, digging into savings (if there is any) and spending time feeling nothing short of stress. However, those of with an umbrella insurance policy find these otherwise painful situations to be less burdensome. Watch the short video to learn more.