Is your landscaper or that deck builder insured? Does it Matter?

By | Accidents, claims, Homeowners Insurance, landlord protection

When others do work at your house, should they be insured? As the summer months come upon us, contracting season goes into full bloom.  New patios and decks or weekly grass cutting bring contractors to your doorstep. They provide estimates, plans, ideas, and more. What about insurance? What is said about that? Is it on your list of things to ask about? It needs to be. What’s the risk? Home Ownership 101. What happens on your property is your responsibility. That’s right…yours and yours alone. Just because someone has fancy graphics on a truck or a business card, does not…

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don't let frozen pipes in syracuse new york happen to you

Have you heard that one about the exploding pipe?

By | claims, Homeowners Insurance

We choose to live this way. Maybe that’s the problem. We could all band together and begin the mass exodus out of Syracuse. Perhaps the northeast altogether? When the average high temperature resembles a pro-golfer’s score through 3 holes, things get tempting. Alas, we will forge on and swear to never complain about the heat in August. In the meantime, let’s be sure to keep the heat on and run the water. Bursting pipes and water damage are some of the most frequent claims in the wintertime. While a standard home insurance policy will provide coverage for such a claim,…

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War Insurance

Are Acts of Terror or War covered on home and auto policies?

By | Auto Insurance, Homeowners Insurance

Question 99 in 100 Insurance Questions in 100 Days Video Series! War Insurance? An act of terror. An act of war. They are not the same. One will be insured while the other will not. If you have a homeowners or auto insurance policy or any other sort of insurance policy that protects your property, if an act of war were to occur within the United States causing damage to any of your things, then you would not be covered. Acts of war are not at all included in a home or auto insurance policy. Anything caused via that particular…

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How much for a quote?

By | Auto Insurance, Business Insurance, Homeowners Insurance, Insurance News, Renter' Insurance

Question 83 in 100 Insurance Questions in 100 Days Video Series! When listening to a radio ad about insurance and being enticed by a “free quote”, do you ever wonder…hmm how much is this Free Quote saving me? I’ll bet not. So, do you ever have to “pay” for a quote? Watch this video as we pull the cover off the insurance industry (lol).

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Does insurance cover your stuff while on vacation…in another country?

By | Homeowners Insurance, Renter' Insurance

Question 82 in 100 Insurance Questions in 100 Days Video Series! When traveling, you might find yourself a bit vulnerable as it applies to the security of your possessions. Sometimes locking up a the $3,000 MacBook Pro doesn’t happen. Sometimes you return to your hotel room and it’s missing. Then what? Watch this video to see what happens to your stuff when your stuff is away from home.

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