Homeowners Insurance

A poorly built home made out of shoddy materials is a high risk to everyone involved. From the physical threat to those who own the house to the financial and legal risk of those who built it: this is something, you don’t want to take on. Instead, every home must be built to last or updated later on with high-quality materials to improve longevity. Each of these materials can help homes weather any storm and should be considered for your next project. 1. Siding Built for More Than Aesthetics   Many people first think of color and texture when getting…

As a personal lines insurance agent for many years, I cannot say I have seen it all. However, I have seen a lot. I think the more important thing is what I have not seen, but very easily could have. I apologize if this seems cryptic, so I’ll explain. For most homeowners, their initial response is, “Yes, my house is insured if it catches fire!” and usually they would be correct. This is not about the usually. This is about the unusual that I’m beginning to see more and more frequently. “The House is for Sale! We’re out of here!”…