Is your landscaper or that deck builder insured? Does it Matter?

By | Accidents, claims, Homeowners Insurance, landlord protection

When others do work at your house, should they be insured? As the summer months come upon us, contracting season goes into full bloom.  New patios and decks or weekly grass cutting bring contractors to your doorstep. They provide estimates, plans, ideas, and more. What about insurance? What is said about that? Is it on your list of things to ask about? It needs to be. What’s the risk? Home Ownership 101. What happens on your property is your responsibility. That’s right…yours and yours alone. Just because someone has fancy graphics on a truck or a business card, does not…

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Will an insurance carrier pay for legal expenses?

By | Auto Insurance, Business Insurance, Homeowners Insurance, landlord protection, Renter' Insurance

Question 51 in 100 Insurance Questions in 100 Days Video Series In New York State (like so many others) we face the distinct possibility of being sued. Whether it’s our business or us as people. there is never a shortage of people looking to make a buck (deserved or not). That is why your liability coverage is so critical. Take a look at this video to see why it’s so.

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What’s a Declarations Page??

By | Auto Insurance, Business Insurance, Homeowners Insurance, landlord protection, Renter' Insurance, Uncategorized

Question 42 in 100 Insurance Questions in 100 Days Video Series The place to see what you are actually covered for exists on your declarations page. This is where you find out how much protection you have (or don’t have) for liability, property damage, physical damage, medical payments, and so much more. Your New York insurance policy hinges on the information displayed on these pages. If you don’t see a charge for something you hoped would be covered, it probably isn’t.

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