You’ve dreamed of riding a motorcycle. The thrill of the open road, the wind whipping around you, the freedom to explore. You finally saved enough money to buy a bike, and you can’t wait to hit the road so you can cruise routes like New York 28, which winds through rolling hills along Ashokan Reservoir in the Catskills. But before you do, you need to get motorcycle insurance. You know it’s important to protect yourself and your bike, but you’re not sure how much it will cost or what factors will affect your premium. You don’t want to overpay or…