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Renters Insurance

Young female renter holding the key to her new CNY apartment.Personal InsuranceRenters Insurance

Why Young Renters in CNY Need Renters Insurance

You’ve made it to independence, which means holding a shiny set of keys to your first apartment. The kitchen is all yours, even if you don’t plan on using it much. And the days of waiting in line for the bathroom are over. You’ve also got more rooms than you know what to do with, and you’ll need more stuff to make the echoes go away. When you’ve completed your buying spree, add one more necessary item to the list. But Why Do I Need Renters Insurance? I’m glad you asked. Here’s the thing. In a perfect world, nothing ever…
December 8, 2022
Blog Post - Do I Need Renters InsurancePersonal InsuranceRenters Insurance

Do I Really Need Renter’s Insurance?

No one ever wants to pay more bills than they have to, but one bill if you are a renter you should welcome is a renters insurance policy. The most significant benefit is that if you have a policy with the same insurance carrier as your car insurance, the multi-policy discounts you receive may make your renter's policy seem free. The average in New York is $142, or about $12 per month – a renters insurance policy protects more than you think. Let's look at a couple of examples. The first example is the obvious one – a fire (or…
March 31, 2022
Personal InsuranceRenters Insurance

Unmarried Couples & Insurance

Unmarried & Uninsured? As people continue to delay marriage and cohabitation rates increase, the amount of unmarried partners buying insurance will increase. However, being "unwed" while living together can cost you money or protection from an insurance perspective. When married couples are on the same policy there are more discounts . Not to mention improved tiering, consolidated billing, plus other benefits. This is changing rapidly and now many unmarried couples can buy insurance at a competitive rate compared to married couples. Caution... However, there are some nuances to be aware of especially if you decide to move in with your…
December 6, 2019