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Seasonal Home Insurance

A Cato resident looks on from his boat on Cross Lake as his cabin burns onshore.Personal InsuranceSeasonal Home Insurance

4 Factors That Affect the Cost of Seasonal Camp Insurance

Whether purchasing a rustic camp along West Branch Fish Creek in Oswego County or a Tug Hill cabin near Salmon River, investing in a home away from home can be an exhilarating experience. But you shouldn’t overlook the practical aspects that come with owning a second property. One major consideration is obtaining the right insurance coverage for your camp, especially given that information about camp insurance and associated costs can be scarce. In this article, we provide insights on unexpected factors that could influence the cost of your camp insurance policy, such as proximity to a fire station, cost of…
May 3, 2023
A CNY family enjoying morning views on the porch of their seasonal camp.Personal InsuranceSeasonal Home Insurance

Navigating Insurance Challenges for Your CNY Camp: Tips and Insights for Protecting Your Dream Retreat

Looking for a serene, peaceful property away from the bustling city life in Central New York? It’s not uncommon for people to seek solace in secluded locations like a charming lakeside camp in Tupper Lake or a mountain cabin atop Kaaterskill Creek in the heart of the Catskills. But before diving in and making this special place a part of your family memories, it’s essential to know how you can protect it against the unexpected. Insurance availability for secluded camps might be challenging, but realizing this crucial factor now can save you from future heartaches. When financing your camp, lenders…
April 27, 2023
A rustic cottage nestled in a picturesque CNY forest.Personal InsuranceSeasonal Home Insurance

3 Critical Coverages to Protect Your Seasonal Camp from Unforeseen Risks

It’s a crisp, early autumn morning in picturesque Long Lake. The leaves have just begun to turn their brilliant shades of red, gold, and orange, and a gentle mist hovers over the tranquil forest landscape. Tucked away in the heart of this idyllic Adirondacks setting is your cozy rural camp—a treasured retreat with views of meadows and mountains where memories are made and dreams recharged. But you and your young family are away for the season, so the rustic camp sits empty and closed up for winter. Several weeks pass, and the temperature gradually starts to drop as winter sets…
April 26, 2023