With over 1,000 glistening lakes in the upstate New York region, along with local rivers like the Seneca, the Oswego, and the Cayuga, CNY is a boater’s paradise (at least in the summer). But with all that water comes many boats and many different insurance policies. While it’s easy to tell the difference between a pontoon and a runabout, it’s not so simple to spot the distinctions in boat coverage. Many carriers offer some version of boat insurance, but for those unfamiliar with the world of insurance, it’s like sifting through an informational haystack to find a needle. The purpose…