Question #95 in 100 Insurance Questions in 100 Days Video Series! This one catches people off guard quite a bit. A simple change of address can lead to a sometimes significant rate adjustment for your car insurance. See why in this short video.
Question 77 in 100 Insurance Questions in 100 Days Video Series! I hate to say it, but statistically, us men are more likely to have an accident when we’re under 30 years old when compared to women of the same age. I can’t say I like it (well I’m a bit past 30 now so I suppose I’ve paid my dues) but I don’t see a change around the corner!
Question 69 in 100 Insurance Questions in 100 Days Video Series! Many people believe that the color of the vehicle they drive can affect the likelihood around traffic tickets, and yes, even insurance premiums! Watch this very short explanation to learn more.
Question 32 in 100 Insurance Questions in 100 Days Video Series When deciding whether or not to take the defensive driver course in New York State when trying to save extra money on your auto insurance. You’d be wise to consider the information in this short video. It’s not all that it seems and you could be doing yourself a disservice if your savings is MORE than it is supposed to be.
Question 19 in 100 Insurance Questions in 100 Days. We’ve seen the ads: Bundle your home and auto and save!! While that might be true, it might also not always be your best deal! In fact, a large percentage of clients have their home and auto policies split because that deal was better than the bundled price or coverage! Watch more above to see why!
Question 17 in 100 Insurance Questions in 100 Days This is a common question and one that doesn’t always offer a favorable answer. Most insurance companies are going to go back 5-years for all drivers on the policy. Any infraction will impact the overall rate of the policy. This is why having a small claim can often be more costly over time than the actual dollar amount of the claim. Watch the video for more information.
Question 5 in 100 Questions in 100 Days In order to register a car in New York State, you have to first show proof of insurance. Not insurance that protects the car. The state couldn’t care in the least if want to protect your vehicle. Instead they are ensuring that you have liability insurance in case you injure someone or damage something. There is a minimum amount that you are required to carry. $25,000 per person $50,000 per accident $10,000 property damage Anything beyond those limits are your responsibility. For example, if you run a stop sign and tee-bone a…
Question 4 of 100 Insurance Questions in 100 Days Though your actual score might not be used when a company asks to review your credit worthiness, how you’ve handled your credit will be. Almost every insurance company requires a credit check before a final quote can be provided. This check helps make up your insurance score. The better your credit, the better your score might be. Even with good credit, if you’re an inexperienced driver, or have had a few claims, you could still see rates higher than you would probably like.