What’s a Declarations Page??

By | Auto Insurance, Business Insurance, Homeowners Insurance, landlord protection, Renter' Insurance, Uncategorized

Question 42 in 100 Insurance Questions in 100 Days Video Series The place to see what you are actually covered for exists on your declarations page. This is where you find out how much protection you have (or don’t have) for liability, property damage, physical damage, medical payments, and so much more. Your New York insurance policy hinges on the information displayed on these pages. If you don’t see a charge for something you hoped would be covered, it probably isn’t.

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IS there a way to verify that a contractor is currently insured?

By | claims, Homeowners Insurance, Uncategorized

Question 18 in 100 Insurance Questions in 100 Days When hiring a contractor, one of the 1st things you should ask is: “Are you insured?” If they say yes, ask for proof (watch the video to see what to ask for). If they say no – well that next step is up to you. Just know that as a property owner, you are liable for what happens in your home. If one of their employees gets hurt, you would be on the hook if an insurance policy was not in force. As the owner of the property you are the…

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