Question 47 in 100 Insurance Questions in 100 Days Video Series Your New York insured vehicle is YOUR New York insured vehicle. You have the full flexibility to have your car fixed at any licensed repair facility of your choosing. Watch this short video to learn more.
Question 46 in 100 Insurance Questions in 100 Days Video Series If you’ve ever financed a vehicle and suffered a total loss early on in the loan, you might have been upside down. Okay not literally, but you might have had no car, and $3,000 bill left to pay to the bank. Insurance carriers do not base their decisions upon the balance we owe to the bank, but rather the vehicle’s current market value. Gap insurance will assist in this area. Watch the video to see more.
Question 43 in 100 Insurance Questions in 100 Days Video Series It is never fun to realize the car was left unlocked with many expensive items in plain sight. The iPad, iPhone, Android, golf clubs, daughter’s tuba, or all of those hard to replace CDs are in the arms of another. You look over your New York auto policy only to find that you are out of luck. There still might be hope…watch this short video to see what I mean!
Could your Trampoline Bounce you into a Lawsuit? Trampoline injuries and your homeowner’s insurance are joined at the hip. As a homeowner, you might find it tempting to purchase things like a trampoline for your kids to play on. They are a lot of fun and when used correctly are usually pretty harmless. Unfortunately, correct use tends to be forgotten when friends come to play. Should one of those friends get hurt, (regardless of how or why) you, the homeowner, will be left with the financial liability. Consider the short term and long term medical needs, legal fees, pain, and…
Question 28 in 100 Insurance Questions in 100 Days Video Series Did you know that the average cost to an individual who has had the misfortune of having their identity stolen is over $4,000? Watch this short video to see what this important coverage can do for you!
Question 27 in 100 Insurance Questions in 100 Days Video Series Uninsured motorist coverage comes standard on every New York auto insurance policy. It is cheaper than you might think and can be increased to even higher limits to better protect yourself. Watch this video for more information,
Question 20 in 100 in Insurance Questions in 100 Days When in accident, even if it seems minor, it is still highly recommended to obtain the other driver’s information and contact the police. Yes, I realize it might seem silly to have to involve the police in a minor accident, but sometimes it is the minor ones that cause people the most headaches afterward. Watch this short video to learn more about these 2 important steps to take in the aftermath of any accident.
Question 17 in 100 Insurance Questions in 100 Days This is a common question and one that doesn’t always offer a favorable answer. Most insurance companies are going to go back 5-years for all drivers on the policy. Any infraction will impact the overall rate of the policy. This is why having a small claim can often be more costly over time than the actual dollar amount of the claim. Watch the video for more information.
Question 14 in 100 Insurance Questions in 100 Days Renter’s Insurance is one of the least expensive methods of insuring your belongings while also picking up liability protection. If you rent a home, renter’s insurance should be part of your budget. On average, it starts at about $10/mo. Watch more to learn what else it does.