Do you work for an employer or own a business but drive your personal vehicle for the company? Sounds like a simple question on the face of it, but many drivers don’t think much about their vehicle use until the worst happens: getting in an accident while driving your personal vehicle for work. If you commute to your job at a Cicero shopping complex daily and park for hours before going to lunch and then home, you’re fine. Or you might be a remote worker who stays home on a laptop most of the day and runs out once in…