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Question 51 in 100 Insurance Questions in 100 Days Video Series https://youtu.be/_8BqrLPZnWY In New York State (like so many others) we face the distinct possibility of being sued. Whether it's our business or us as people. there is never a shortage of people looking to make a buck (deserved or not). That is why your liability coverage is so critical. Take a look at this video to see why it's so.