You’ve been busy with life and work, and months have flown by like days. The seasons changed: fall gave way to a crisp CNY winter, and spring appeared like an old friend bearing a gift. While you were caught up in the swift passage of time, you may have missed the arrival of your insurance policy renewal. And sadly, it didn’t show up alone. It brought a friend ... another rate increase! In fact, Insurance rates have been on the rise for a while now, along with the increased cost of goods and services you’re used to. As insurance agents…