Question 30 in 100 Insurance Questions in 100 Days Video Series. As a business owner, you are subjected to all of the missteps of not just yourself, but your employees and anyone else who set’s foot on your property. Employment Practices Liability Insurance (E.P.L.I.) is a category of coverage you want to rank at the top when putting together your insurance portfolio. See the video learn how this important coverage can shield your New York business from lawsuits stemming from sexual harassment, wrongful termination, failure to promote, breach of employment contract, and more.
Question 29 in 100 Insurance Questions in 100 Days Video Series There is a difference between single and split limits. Before you can understand them, you first need to know what they are! Watch this short video to learn more.
Question 27 in 100 Insurance Questions in 100 Days Video Series Uninsured motorist coverage comes standard on every New York auto insurance policy. It is cheaper than you might think and can be increased to even higher limits to better protect yourself. Watch this video for more information,
Question 25 in 100 Insurance Questions in 100 Days Video Series See how as landlord you can verify if your tenant is still maintaining renters insurance as per the lease agreement.
Question 20 in 100 in Insurance Questions in 100 Days When in accident, even if it seems minor, it is still highly recommended to obtain the other driver’s information and contact the police. Yes, I realize it might seem silly to have to involve the police in a minor accident, but sometimes it is the minor ones that cause people the most headaches afterward. Watch this short video to learn more about these 2 important steps to take in the aftermath of any accident.
Question 18 in 100 Insurance Questions in 100 Days When hiring a contractor, one of the 1st things you should ask is: “Are you insured?” If they say yes, ask for proof (watch the video to see what to ask for). If they say no – well that next step is up to you. Just know that as a property owner, you are liable for what happens in your home. If one of their employees gets hurt, you would be on the hook if an insurance policy was not in force. As the owner of the property you are the…
Will my New York car insurance cover a rental car? In New York, just about every personal auto policy that we have follows us when we rent a vehicle. The policy would protect you in the event that you were in an accident and caused damage to someone else or to the rented vehicle itself. A claim such as that could be put through your own insurance policy, with one caveat. The one thing it might not cover is the loss of business use associated to the car in which you were renting. For example, as a result of the…
Question 14 in 100 Insurance Questions in 100 Days Renter’s Insurance is one of the least expensive methods of insuring your belongings while also picking up liability protection. If you rent a home, renter’s insurance should be part of your budget. On average, it starts at about $10/mo. Watch more to learn what else it does.
Question 12 in 100 Insurance Questions in 100 Days Medical Payments coverage is a part of every home and renters policy in New York. It’s misunderstood quite often and over-looked by many agents. Watch the video to hear what it does and why it is so important.
Question 5 in 100 Questions in 100 Days In order to register a car in New York State, you have to first show proof of insurance. Not insurance that protects the car. The state couldn’t care in the least if want to protect your vehicle. Instead they are ensuring that you have liability insurance in case you injure someone or damage something. There is a minimum amount that you are required to carry. $25,000 per person $50,000 per accident $10,000 property damage Anything beyond those limits are your responsibility. For example, if you run a stop sign and tee-bone a…