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life insurance Archives - Horan Companies - New York Insurance Agency, Baldwinsville, NY

Business Insurance

What is key man insurance?

Question 62 in 100 Insurance Questions in 100 Days Video Series! https://youtu.be/PGCTOmrwglY When a small business has an employee that they rely on for their expertise, sometimes the sudden death of that person can be catastrophic. This is why key man insurance is so critical and can be a huge asset to the organization. Watch the video for more.
October 7, 2017
Life InsurancePersonal Insurance

What is Term Life Insurance?

Question 48 in 100 Insurance Questions in 100 Days Video Series https://youtu.be/R8Jr9gqE9ro One rule of thumb is that you should have $50,000 in coverage for every year you have left to work. If you are married, or have children, or both, then consider a term policy. Don't get too caught up in whole life or universal life for now as securing a term policy is the least expensive for the most death benefit.
September 24, 2017
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