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life insurance Archives - Horan Companies | New York Insurance Agency, Baldwinsville, NY

What is key man insurance?

By Business Insurance, Life Insurance

Question 62 in 100 Insurance Questions in 100 Days Video Series! When a small business has an employee that they rely on for their expertise, sometimes the sudden death of that person can be catastrophic. This is why key man insurance is so critical and can be a huge asset to the organization. Watch the video for more.

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What is Term Life Insurance?

By Life Insurance

Question 48 in 100 Insurance Questions in 100 Days Video Series One rule of thumb is that you should have $50,000 in coverage for every year you have left to work. If you are married, or have children, or both, then consider a term policy. Don’t get too caught up in whole life or universal life for now as securing a term policy is the least expensive for the most death benefit.

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