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New York Archives - Page 2 of 2 - Horan Companies | New York Insurance Agency, Baldwinsville, NY

Are stolen items from a car insured?

By Auto Insurance, Homeowners Insurance, Renter' Insurance

Question 43 in 100 Insurance Questions in 100 Days Video Series It is never fun to realize the car was left unlocked with many expensive items in plain sight. The iPad, iPhone, Android, golf clubs, daughter’s tuba, or all of those hard to replace CDs are in the arms of another. You look over your New York auto policy only to find that you are out of luck. There still might be hope…watch this short video to see what I mean!

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What’s a Declarations Page??

By Auto Insurance, Business Insurance, Homeowners Insurance, landlord protection, Renter' Insurance, Uncategorized

Question 42 in 100 Insurance Questions in 100 Days Video Series The place to see what you are actually covered for exists on your declarations page. This is where you find out how much protection you have (or don’t have) for liability, property damage, physical damage, medical payments, and so much more. Your New York insurance policy hinges on the information displayed on these pages. If you don’t see a charge for something you hoped would be covered, it probably isn’t.

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Should a business owner carry sexual harassment insurance?

By Business Insurance, Business Liability

Question 30 in 100 Insurance Questions in 100 Days Video Series. As a business owner, you are subjected to all of the missteps of not just yourself, but your employees and anyone else who set’s foot on your property. Employment Practices Liability Insurance (E.P.L.I.) is a category of coverage you want to rank at the top when putting together your insurance portfolio. See the video learn how this important coverage can shield your New York business from lawsuits stemming from sexual harassment, wrongful termination, failure to promote, breach of employment contract, and more.

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