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rates Archives - Horan Companies | New York Insurance Agency, Baldwinsville, NY

New York Defensive Driver Course; is it worth it?

By Auto Insurance, Discounts, Rates Prices

Question 32 in 100 Insurance Questions in 100 Days Video Series When deciding whether or not to take the defensive driver course in New York State when trying to save extra money on your auto insurance. You’d be wise to consider the information in this short video. It’s not all that it seems and you could be doing yourself a disservice if your savings is MORE than it is supposed to be.

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How does insurance coverage cover detached structures?

By claims, Homeowners Insurance

Question 13 in 100 Insurance Questions in 100 Days! Have you ever wondered what would happen if a hail storm came through and damaged your detached 2-car garage, or if a tree fell onto your pool? You have enough coverage for your house probably, but what about the things outside your home? You know, the vulnerable items that sit out in the weather, exposed to all that nature brings. In order to make sure you are covered adequately. Make sure to look under other structures coverage on your home policy. Here you will find exactly how much you have. You…

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