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renters insurance Archives - Horan Companies | New York Insurance Agency, Baldwinsville, NY

Unmarried Couples & Insurance

By Homeowners Insurance, Renter's Insurance

Unmarried & Uninsured? As people continue to delay marriage and cohabitation rates increase, the amount of unmarried partners buying insurance will increase. However, being “unwed” while living together can cost you money or protection from an insurance perspective. When married couples are on the same policy there are more discounts . Not to mention improved tiering, consolidated billing, plus other benefits. This is changing rapidly and now many unmarried couples can buy insurance at a competitive rate compared to married couples. Caution… However, there are some nuances to be aware of especially if you decide to move in with your…

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Blanket coverage, explained

By Business Insurance

Day 53 in 100 Insurance Questions in 100 Days Video Series There are 2 ways you can insure your property: Separate Together While number one is pretty common, number 2 is a little unusual. When we insure our business property and our building on the same policy (typical) sometimes there is an option to put them together. Doing so creates one master amount referred to as blanket coverage. It can all be used on the business personal items, or just the building, or a combination of the two. See the video to learn more.

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Are certain dogs not allowed?

By Homeowners Insurance

Question 50 in 100 Insurance Questions in 100 Days Video Series On a New York State home or renters insurance policy, you are likely to be asked whether or not you own a dog. Your answer can very much determine if you’ll be moving forward with the policy or not. Many, if not most companies, exclude Pit Bulls, Rottweilers, and Dobermans. Watch this brief video to learn more.

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Are stolen items from a car insured?

By Auto Insurance, Homeowners Insurance, Renter' Insurance

Question 43 in 100 Insurance Questions in 100 Days Video Series It is never fun to realize the car was left unlocked with many expensive items in plain sight. The iPad, iPhone, Android, golf clubs, daughter’s tuba, or all of those hard to replace CDs are in the arms of another. You look over your New York auto policy only to find that you are out of luck. There still might be hope…watch this short video to see what I mean!

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Why is Renter’s Insurance Important?

By Renter' Insurance

Question 14 in 100 Insurance Questions in 100 Days Renter’s Insurance is one of the least expensive methods of insuring your belongings while also picking up liability protection. If you rent a home, renter’s insurance should be part of your budget. On average, it starts at about $10/mo. Watch more to learn what else it does.

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