The Absurd Value of Homeowner’s Insurance Homeowner’s insurance is one of the most common forms of insurance because similar to cars, many lenders won’t allow you to buy a home without first having insurance in place to protect it. Those lenders understand how important homeowners insurance is. When you break down everything it covers, the premiums you pay every month can seem like a steal. The average homeowners insurance premium is somewhere around $1,000 a year. This can be higher or lower depending on where you live. For the math though, $1,000 is a nice round number that will make…
Question #98 in 100 Insurance Questions in 100 Days Video Series! Condo owners often have serious deficiencies in their coverage on the property. They are often responsible for much more than they realize and there is usually not enough coverage to be had. Watch this brief video to learn more.
Question #96 in 100 Insurance Questions in 100 Days Video Series Coinsurance on a commercial insurance policy in New York can have a serious impact on any partial or total loss. This is a critical element in the insurance policy that can not be overlooked. Please review this video explanation so that you do not get caught blindsided.
Question 92 in 100 Insurance Questions in 100 Days Video Series! When moving in with someone whom you are not related to in New York State, you must be sure to secure a policy for yourself if you want protection in the case of a fire or other catastrophe. Watch this video for further information on this coverage.
Question 91 in 100 Insurance Questions in 100 Days Video Series! When costs rise on materials, labor, and even building codes, is your home insurance policy keeping up with all of that? Learn more and about how to see for yourself by watching this brief, but informative video.
Question 73 in 100 Insurance Questions in 100 Days Video Series! What if you could sail off into the sunset after suffering a complete loss on your home? If you were to just glance at your declarations page and see your home’s replacement value, you might be tempted to do just that. Ah, but not so fast….watch this brief video to see more.
Question 31 in 100 Insurance Questions in 100 Days Video Series Did you know that there are 3 primary ways to insure a house or other building? Not all insurance policies are created equal in New York State. Watch this short video to see the differences.