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theft Archives - Horan Companies - New York Insurance Agency, Baldwinsville, NY

Blog - Person in a Black Hoodie with Sunglasses, Black Gloves, and with a Black Mask Stealing an Open Laptop in a Car with the Window OpenHomeowners InsurancePersonal Insurance

Insuring your things when your things are gone.

When your possessions leave your home, how are they insured for loss? If your stuff became damaged due to a car accident, fire, or vandalism, where would you turn to have it replaced? What if your earrings came up missing from your hotel room? How about if the Mac Book Pro was no longer in your car? What happens when your things are away from the insured premises? Insurance policies are rife with exclusions, definitions, and tons of insurance jargon. Reading the policy on the first try might not provide you with a clear answer, and it might not on…
March 2, 2022
Homeowners InsurancePersonal Insurance

Does insurance cover your stuff while on vacation…in another country?

Question 82 in 100 Insurance Questions in 100 Days Video Series! https://youtu.be/KBDE8vaZevg When traveling, you might find yourself a bit vulnerable as it applies to the security of your possessions. Sometimes locking up a the $3,000 MacBook Pro doesn't happen. Sometimes you return to your hotel room and it's missing. Then what? Watch this video to see what happens to your stuff when your stuff is away from home.
October 27, 2017
Car InsurancePersonal Insurance

Does homeowners insurance cover damage to an unregistered vehicle?

Question 66 in 100 Insurance Questions in 100 Days Video Series! https://youtu.be/zj7pqyr2pG8 If you have ever taken a car off the road, something quite common here in the Greater Syracuse area, and not considered how it would be covered if it were to be damaged in a fire, well now's your chance! Take a look at the brief video to see how you can make sure that your car is insured when it's off the road.
October 11, 2017
Homeowners InsurancePersonal Insurance

Are stolen items from a car insured?

Question 43 in 100 Insurance Questions in 100 Days Video Series https://youtu.be/QQGL33FqT1Q It is never fun to realize the car was left unlocked with many expensive items in plain sight. The iPad, iPhone, Android, golf clubs, daughter's tuba, or all of those hard to replace CDs are in the arms of another. You look over your New York auto policy only to find that you are out of luck. There still might be hope...watch this short video to see what I mean!
September 18, 2017
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