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uninsured Archives - Horan Companies | New York Insurance Agency, Baldwinsville, NY

Unmarried Couples & Insurance

By Homeowners Insurance, Renter's Insurance

Unmarried & Uninsured? As people continue to delay marriage and cohabitation rates increase, the amount of unmarried partners buying insurance will increase. However, being “unwed” while living together can cost you money or protection from an insurance perspective. When married couples are on the same policy there are more discounts . Not to mention improved tiering, consolidated billing, plus other benefits. This is changing rapidly and now many unmarried couples can buy insurance at a competitive rate compared to married couples. Caution… However, there are some nuances to be aware of especially if you decide to move in with your…

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Does a new business have difficulty getting insurance?

By Business Insurance

Question 87 in 100 Insurance Questions in 100 Days Video Series! When beginning a new business there are many things that an owner must do. Many times the setting up of the insurance plan is an afterthought. However, this is something that should be met with extreme detail and coordination. This is the tool that will ensure your new business stays open. Getting a new policy might not be as difficult as you think.

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What insurance gaps exist when driving for Uber or Lyft?

By Auto Insurance, claims

Driving for Uber or Lyft in New York State? Thinking about driving for Uber or Lyft in New York State (specifically central and upstate)? Ride-sharing is an exploding industry which has taken the use of modern technology and made it simple to book a ride with just a couple of clicks on your Smartphone. It’s also become another way for people to earn some extra money. If you own a car, can meet some basic background requirements, and are over 18, then you can apply to become a driver. Then, just wait for someone to book a ride with you…

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Does homeowners insurance cover damage to an unregistered vehicle?

By Auto Insurance

Question 66 in 100 Insurance Questions in 100 Days Video Series! If you have ever taken a car off the road, something quite common here in the Greater Syracuse area, and not considered how it would be covered if it were to be damaged in a fire, well now’s your chance! Take a look at the brief video to see how you can make sure that your car is insured when it’s off the road.

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What is Underinsured Motorists Coverage?

By Auto Insurance

Question 49 in 100 Insurance Questions in 100 Days Video Series Uninsured motorist coverage is one of the least expensive portions of a New York auto insurance policy. It protects you from those driving around our state with very limited liability coverage and no money to go after, If you have not looked at your coverage in a while, now’s a good time. If you’re not sure about this valuable protection, watch this brief video!

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