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work from home Archives - Horan Companies | New York Insurance Agency, Baldwinsville, NY

Does my business need short-term disability insurance?

By Business Insurance, Employee Benefits

When do we have to offer New York short-term disability benefits? New York short-term disability insurance is a required benefit. Anyone who runs or operates a business with employees must carry it. It provides a temporary benefit for anyone who becomes injured or disabled off the job. Unlike workers’ comp, where you end up getting hurt or ill due to something that happens while at work, this is coverage for anything that happens to you pretty much anywhere at any time. Rules for New York short-term disability Basic coverage equals 50% of the employees weekly pay. However, $170 per week…

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