Question 30 in 100 Insurance Questions in 100 Days Video Series. As a business owner, you are subjected to all of the missteps of not just yourself, but your employees and anyone else who set’s foot on your property. Employment Practices Liability Insurance (E.P.L.I.) is a category of coverage you want to rank at the top when putting together your insurance portfolio. See the video learn how this important coverage can shield your New York business from lawsuits stemming from sexual harassment, wrongful termination, failure to promote, breach of employment contract, and more.