What is off premises utility interruption coverage?

By October 20, 2017 Business Insurance
Question 75 in 100 Insurance Questions in 100 Days Video Series!

 

If you are a New York State business owner this is a must. If you were to lose power, or have no water, or be without heat…what would that do to your business? Would your sales suffer? Would you potentially have to cut hours for your staff? I assume that in order to operate you would need those utilities to be running smoothly. Sometimes there is a lengthy outage, and your business insurance policy can be the place to look to see if you might not have to worry about the down time as much. Watch this brief video for more information.