When does a ticket or accident stop hurting your rates?

Question 17 in 100 Insurance Questions in 100 Days

This is a common question and one that doesn’t always offer a favorable answer. Most insurance companies are going to go back 5-years for all drivers on the policy. Any infraction will impact the overall rate of the policy. This is why having a small claim can often be more costly over time than the actual dollar amount of the claim.

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