Your CNY Insurance Agency

Insurance policies for your cars, homes, business, and more!

Instant Auto QuoteMore Quotes

Personal Insurance

Insurance solutions tailored to fit
your unique lifestyle.

Wealth Management

Click here for
Horan Wealth Management.

Business Insurance

Comprehensive coverage
for today’s business.

Personal Insurance

Insurance solutions tailored to fit
your unique lifestyle.

Business Insurance

Comprehensive coverage
for today’s business.

Specialty Insurance

Risk management for
unique exposures.

Your Insurance Professionals
in Baldwinsville, NY

Horan Companies is the CNY insurance agency providing a different kind of insurance experience. We take pride in educating you so that you can have a better understanding of your insurance coverage. Have a look through our Education Station, where you’ll find answers to both common and not-so-common questions we’ve received over the years.

Take a look around our site, and hopefully we can earn your trust. If you can’t find an answer to your question (or don’t feel like looking!) give us a call or contact us here, and we’ll make every effort to answer it!

Read More Reviews

“Excellent service and great rates. I highly recommend the team from Horan for all your insurance needs. Everyone in the office works extremely hard for your interests. They are available and responsive. You can do no better.”

– Karl Strause

Our Agency is Top Rated

Check out our reviews and see why you should switch to Horan Companies.

20+ 5-Star Reviews
The Latest Articles
10 Discounts That Can Lower Your Car Insurance Rates - Young Child Dropping a Coin into a Mason Jar that is Labeled Family Vacation
Car Insurance

10 Discounts That Can Lower Your Car Insurance Rates

If you’re paying too much for your car insurance, you may be missing out on some valuable discounts that could lower your premium and save you money. But finding and applying these discounts can be tricky and confusing. We understand that car insurance can be a significant expense for many drivers, and we want to help you find the best coverage at affordable rates. That’s why we compiled this info, to provide ways you can secure discounts that can lower your premium and reward you for being a safe driver and loyal policyholder. You may encounter difficulty finding the best…
A caring CNY dog groomer tends to several adorable customers in her home.
Business Insurance

Home-Based Businesses: Is Homeowners Insurance Enough?

Many home-based business owners throughout Central New York think their homeowners insurance will cover them if something happens to their business property, customers, or income. However, this is a dangerous assumption that could put your business and your personal assets at risk. Homeowners insurance has several limitations and exclusions for business-related property, liability, and income loss, such as low coverage limits, no coverage for other structures or data loss, and no coverage for business liability claims or loss of income. Running a home-based business comes with its share of challenges. We understand this and know it takes a considerable amount…
A CNY small business owner sitting in her home office with her furry assistant lending a paw.
Business Insurance

The Best Insurance Options for Home-Based Businesses

If you live in Central New York and run a business from your home, you may have to pay for any problems that happen to clients or customers who come to your home or buy your products or services. You’ll likely not get enough money from your home insurance if something bad happens to your business equipment or supplies. Your home insurance may not cover everything you need for your business. This means you could face financial losses or legal liabilities if something goes wrong with your home-based business, such as a customer getting injured, a product malfunctioning, or a…

There’s more to insurance than
the price of the policy

Explore our interactive graphics and learn about your unique risks
and the related insurance solutions.

The agents I have had the pleasure of meeting with Horan are extremely professional, honest people! Everybody in their office that I have dealt with over the years is great!

Karen Cannata LaRoccaNew York