A Personalized Approach
to Insurance Solutions

At Horan Companies, we believe in choice.

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Personal Insurance

Insurance solutions tailored to fit
your unique lifestyle.

Business Insurance

Comprehensive coverage
for today’s business.

Specialty Insurance

Risk management for
unique exposures.

Personal Insurance

Insurance solutions tailored to fit
your unique lifestyle.

Business Insurance

Comprehensive coverage
for today’s business.

Specialty Insurance

Risk management for
unique exposures.

Your Insurance Professional
in Baldwinsville, NY

Horan Insurance is a full service insurance agency. With access to many insurance companies, including industry leading carriers, we are able to find low price car, home, business and life options. But price is not the most important factor when determining what type of policy to put together for our customers. The coverage selected can either be a day changer or a life changer. We take pride in educating our customers so that they have a better sense of understanding on policies they have protecting them. Take a moment to review your local Baldwinsville insurance options, and please consider us here at Horan to help you achieve superior coverage at the most affordable cost.

The Latest Articles

claims

The Absurd Value of Homeowner’s Insurance

The Absurd Value of Homeowner's Insurance Homeowner's insurance is one of the most common forms of insurance because similar to cars, many lenders won’t allow you to buy a home without first having insurance in place to protect it. Those lenders understand how important homeowners insurance is. When you break down everything it covers, the premiums you pay every month can seem like a steal. The average homeowners insurance premium is somewhere around $1,000 a year. This can be higher or lower depending on where you live. For the math though, $1,000 is a nice round number that will make…
Employee Benefits

2019 New York State Paid Family Leave Updates

Year 2 of New York State's Paid Family Leave On August 31st, New York’s Department of Financial Services (DFS) published the NY Paid Family Leave (PFL) rate for the 2019 calendar year. For 2019, the maximum contribution rate for Paid Family Leave will go from 0.126% to 0.153% of the employee’s gross annualized wages capped at the new annualized New York State Average Weekly Wage (NYSAWW) of $70,569.72* per year (learn more here);  which translates to a maximum annual premium contribution of $107.97 per employee. The rate for Paid Family Leave has been increased 21.4%. This takes into consideration the increase of benefits for 2019 which has also…
Accidents

Is your landscaper or that deck builder insured? Does it Matter?

When others do work at your house, should they be insured? As the summer months come upon us, contracting season goes into full bloom.  New patios and decks or weekly grass cutting bring contractors to your doorstep. They provide estimates, plans, ideas, and more. What about insurance? What is said about that? Is it on your list of things to ask about? It needs to be. What's the risk? Home Ownership 101. What happens on your property is your responsibility. That's right...yours and yours alone. Just because someone has fancy graphics on a truck or a business card, does not…

There’s more to insurance than
the price of the policy

Explore our interactive graphics and learn about your unique risks
and the related insurance solutions.

The agents I have had the pleasure of meeting with Horan are extremely professional, honest people! Everybody in their office that I have dealt with over the years is great!

Karen Cannata LaRoccaNew York