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Personal Insurance

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Your Insurance Professionals
in Baldwinsville, NY

Horan Companies is the CNY insurance agency providing a different kind of insurance experience. We take pride in educating you so that you can have a better understanding of your insurance coverage. Have a look through our Education Station, where you’ll find answers to both common and not-so-common questions we’ve received over the years.

Take a look around our site, and hopefully we can earn your trust. If you can’t find an answer to your question (or don’t feel like looking!) give us a call or contact us here, and we’ll make every effort to answer it!

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“Excellent service and great rates. I highly recommend the team from Horan for all your insurance needs. Everyone in the office works extremely hard for your interests. They are available and responsive. You can do no better.”

– Karl Strause

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The Latest Articles
Chart showing how inflation drives up insurance rates and the cost of a home, car, and other goods and services.
General Topics

How Inflation Is Driving Up Insurance Rates

You’ve been busy with life and work, and months have flown by like days. The seasons changed: fall gave way to a crisp CNY winter, and spring appeared like an old friend bearing a gift. While you were caught up in the swift passage of time, you may have missed the arrival of your insurance policy renewal. And sadly, it didn’t show up alone. It brought a friend ... another rate increase! In fact, Insurance rates have been on the rise for a while now, along with the increased cost of goods and services you’re used to. As insurance agents…
Using your personal vehicle for work? You may have an insurance problem.
Car Insurance

Avoiding Coverage Gaps: Tips for Properly Insuring Your Personal Vehicle Use for Work

Do you work for an employer or own a business but drive your personal vehicle for the company? Sounds like a simple question on the face of it, but many drivers don’t think much about their vehicle use until the worst happens: getting in an accident while driving your personal vehicle for work. If you commute to your job at a Cicero shopping complex daily and park for hours before going to lunch and then home, you’re fine. Or you might be a remote worker who stays home on a laptop most of the day and runs out once in…
Travelers Insurance logo for the Horan Review.
General Topics

Travelers Insurance: The Horan Review

Travelers Insurance is among the most well-known Property and Casualty carriers we’ll cover in this series of Horan Reviews, so they need no introduction. But we’ll introduce them anyway for those who know little about what the insurer does and how its products work. Though you may have heard of Travelers—since the company’s annual advertising budget is close to $100 million—you may not know about some of their unique policy functions and how those policies can benefit you. In this Horan Review, we’ll explore those unique features and look at what might make Travelers a good or not-so-good fit for…

There’s more to insurance than
the price of the policy

Explore our interactive graphics and learn about your unique risks
and the related insurance solutions.

The agents I have had the pleasure of meeting with Horan are extremely professional, honest people! Everybody in their office that I have dealt with over the years is great!

Karen Cannata LaRoccaNew York