Insurance pricing for your home life and your work life.
Personal Insurance Pricing
At the Horan insurance agency, price transparency is important. Unlike other agencies and carriers who would rather tell you about how much you could save; we’d rather tell you how much you might spend. In fact, how can they save you 15% if they don’t even know what you’re paying!?
Each insurance policy is like the people it protects; unique. Your uniqueness is what makes up your insurance price. To know right down to the penny, you’d have to get a complete & personalized quote. We’re here to provide that when you’re ready.
As a guide we have listed a general range that you can expect to fall in for each policy type. Not all people will fit neatly into these ranges. There are many factors that create your final price, but for now, here’s a start:
- How much is Car Insurance?
The most common, yet the most difficult to estimate. For a single-car policy, the average premium is between $50 – $166 per month or $600 – $1,992 per year. For a policy with more than one car, you can expect to fall between $88 – $275 per month or $1,056 – $3,300 per year. What specific factors affect your price? Click here to find out.
- How much is Home Insurance?
A single-family home with about 1,800 square feet should range between $55 – $121 per month or $660 – $1,452 per year. What specific factors affect your price? Click here to find out.
- How much is Umbrella Insurance?
A $1,000,000 umbrella liability policy should range between $10 – $23 per month or $120 – $276 per year. What specific factors affect your price? Click here to find out.
- How much is Renters Insurance?
You can usually expect to spend between $9 – $18 per month or $108- $216 per year for renters insurance. What specific factors affect your price? Click here to find out.
- How much is RV Insurance?
Campers and 5th Wheels will usually range between $12 – $32 per month or $144 – $384 per year.
- How much is Motorcycle Insurance?
Like Car Insurance, this can be a hard one to estimate. Most motorcycle policies tend to fall between $30 – $120 per month or $360 – $1,200 per year.
- How much is Boat Insurance?
Some boats can be added to a home policy. For those that aren’t, the usual range for boats falls between $34 – $134 per month or $408 – $1,608 per year. What specific factors affect your price? Click here to find out.
- How much is Flood Insurance?
A flood insurance policy will have a large range depending on the flood zone it is in. If you are in a low-risk flood zone, the average range is $58 – $167 per month or $700 – $2,000 per year.